Housing Association Treasury Services
Arlingclose has assisted the public sector and near public sector entities since 2004 to manage the risks and potential opportunities arising from funding and treasury operations, establishing expertise in forecasting, modelling, risk management and structured funding since then. We have been involved in securing funding for housing associations and affordable housing companies since 2013 and are seeking to bring our expertise in treasury management advice into the sector too.
Arlingclose supports registered providers of social housing with expert advice on securing cost-effective funding. We help navigate short-term markets, private placements, bank lending, and capital markets to optimise financial strategies. Our tailored solutions ensure compliance, sustainability, and long-term affordability, enabling providers to meet their development and operational funding needs efficiently.
Our particular expertise lies in arranging medium term unsecured loan facilities. Due to the flexibility of lenders, we can provide structures that are not normally available from more traditional lenders.
We’ve used our local authority expertise to assist joint arrangements between local government and housing associations, which usually involve loans from the local authority. Our knowledge of the sector has been proved to speed up negotiations and secure funding in a subsidy regime compliant manner. For more information click here.
Risk Management
Arlingclose helps registered providers of social housing manage treasury risks effectively. Our expert guidance covers interest rate risk, refinancing strategies, liquidity management, and regulatory compliance. We provide tailored solutions to safeguard financial stability, ensuring resilience against market volatility while optimising funding costs and supporting long-term financial sustainability.
Cash Management and Investment Advice
Arlingclose advises on around £7bn of investment balances, covering every financial instrument and strategy. Most clients are focused on liquidity management and we therefore advise on suitable liquidity instruments, strategies and treasury infrastructure. For those clients with investment horizons past the immediate-term, we advise on a variety of suitable short, medium and long-term investment options for a range of risk appetites.
Counterparty Risk Analysis
Arlingclose made its reputation getting big counterparty calls right in the financial crisis and has continued protecting clients from credit events up to the present day. From financial to non-financial, rated to unrated, we analyse and monitor counterparty credit on an individual and portfolio basis, assisting staff in decision-making around the suitability and continued suitability of new and existing investments.
Economic Analysis and Forecasting
Whatever sector or specific interest rate, yields, spread a client is interested in, we can prepare forecasts for economic variables and rates to support investment, funding and debt management strategies.
Project Appraisal and Structuring
Arlingclose has a wealth of experience in assisting organisations in delivering housing; from housing authorities making a direct provision, to joint ventures and special purpose vehicles designed to facilitate homes at all levels of the market.
Our experience that can be drawn upon by housing associations looking to deliver housing in partnership, whether that be third party investors or local authorities.
We have assisted funding joint projects, negotiating funding terms, ensuring that any local authority input meets subsidy regime requirements, liaising with the right teams, staff and/or committees, appraising business models and understanding reporting requirements, Arlingclose can provide invaluable assistance to speed up delivery of the necessary outcomes.
Please contact treasury@arlingclose.com Nick Keeling nkeeling@arlingclose.com
